Molex Credit UnionEmployees Federal · MEFCUOnline Banking
Member-owned for 35+ years · NCUA insured

Banking built for the people who build Molex.

Molex Credit Union combines the expertise of a large financial institution with the personal service that comes from being member-owned — better-than-market rates on savings and loans, for Molex employees and their families.

35+
Years serving members
$250K
NCUA insured / individual
$500K
NCUA insured / joint
Member·owned
Run for you, not shareholders
Who we are

A top-rated credit union, run for its members.

For over 35 years we’ve provided a broad array of financial products and services for Molex employees and their families. Our philosophy is simple: better-than-market interest rates on savings and loans, with a level of service unmatched by our competition.

Because we’re member-owned and operated, the people we answer to are the people we serve. And once you’re in, you’re family — once a member, always a member.

Eligibility

Membership is open to all Molex & subsidiary employees and their family members. Once enrolled, your 4-digit account number is mailed to your home address.

Rates at a glance

Great rates, plainly stated.

A few highlights — see the full loan and savings tables for every tier.

Loans Eff. 5/18/26 · APR

New vehicleup to 60 mos.
3.99%
Used vehicle1–5 yrs, up to 54 mos.
4.75%
Signature loan$5,000 max
10.0%
Pledge shareup to 96 mos.
5.0%

Savings APY

12-month certificate$1,000 min · eff. 2/2/26
2.52%
Jumbo certificate$25,000 min · new money
3.80%
Regular savings$5 min
0.25%
Christmas Club$5 min
0.15%
Apply for a loan All ratesCalculators
What we offer

Everything you need, nothing you don’t.

Loans

Great rates, payroll-deducted convenience, and two-day turnaround on most approvals.

  • New & used vehicles, boats
  • Signature loans to $5,000
  • Premium personal to $10,000
  • Pledge-share loans

Savings

Competitive rates with your money kept liquid, plus certificates to grow it faster.

  • Payroll deduction
  • Christmas Club
  • 6- & 12-month certificates
  • Jumbo CDs for new money

Visa credit cards

Classic, Platinum, and Platinum Preferred — fraud protection, zero liability, no annual fee on most.

  • Rates as low as 12.99% variable
  • Lines up to $25,000
  • Travel & auto-rental coverage
  • Rewards on Preferred

24-hour banking, wherever you are.

From our secure home-banking site you can manage your accounts any day, any time — home or office, day or night, seven days a week.

  • Check balances
  • Transfer funds
  • Review history
  • Submit loan applications
  • Download history
  • Message the office
  • Secure by design
  • Encrypted access through our HomeCU banking platform
  • Your login lives on the secure banking portal — never on this site
  • Federally insured by the NCUA

Questions? We’re right on the Molex campus.

Monday–Friday, 9:00 am–2:00 pm · (630) 527-4280